how much are you planning on lowering it?
a small drop, i.e. 20-30mm?
i'd be tempted to just do it tbh, it makes the handling better, you're not making it faster or more dangerous and they'd only know if you had such a bad crash that the car was thoroughly inspected....
people will all say its morally wrong etc and you shouldn't do it but i don't see a problem

 

It's not just morally wrong, it's also igainst the law. The insurance company can/will refuse to pay out in the event of a serious incident and if there were also personal injuries involved it could get nasty. Hopefully that will never ever happen, but it could and that's why car insurance is compulsary in the UK.

Steven, your best bet is to wait until renewal time and then start getting quotes from insurers and include the susension mods. There are some good insurers left out there. Lots use Adrian Flux for modded cars, I've had a really good quote from Greenlight Insurance before too althugh I'm not sure if Greenlight have an age restriction.

 

hi mate. most insurance companys wont insure young people with modified cars and if you find one that will it wont be a little bit more it will be stupid amount. i just wouldnt tell them your lowering it. friend of mine did that and had a crash and they didnt even bother to look.

 

If you cant afford the insurances changes then dont do it!
It will invalidate your insurance which makes you an un-insured driver if you hit somebody.

 

excellent advice ,well done .

 

Yea I have used adrian flux they are normally pretty good for modded car but would look on confused.com and elephant if adrian flux doesnt give you a good quote

 

Try adrian flux mate ive just renewed with them last month, they insure you for the power of the engine and all mods are covered as long as you tell them.

 

Thankyou

Thankyou everyone. I may have to admit defeat on this but I hope I can find a premium I am prepared to pay!

 

confused.com let you choose if you've modded the car when getting your quote, and prices didn't go up too badly when i put through a quote on my 200vi saying i had custom filter, throttle body and exhaust, went up about £200/year i think, which isn't bad considering i'm only 21.

 

I'm 20 and insured with Elephant.co.uk and I've just declared Head unit and Exhaust system on my ZR, insurance went up £200 a year.

Also the canadian people that deal with you are really nice!!

 

Try Quinn Direct as they only want to know about mods that affect engine performance so even when you do declare the suspension mod to them to couldnt give a hoot as it does nothing to the engines performance. Good prices too as im 19 with no ncb and was 1300 for my second year fully comp with or without the mods i made (which includes lowering springs aswell)

 

yeah i was gonna say try quinn direct, they are the best i think for young drivers

 

Ok

OK everyone. I tried Quinn direct I believe their quote was very expensive £2000+ I currently pay about £900 for my second year with one year's NCB so I do not believe the aforementioned prices are very good try Churchill guys!

 

OK everyone. I tried Quinn direct I believe their quote was very expensive £2000+ I currently pay about £900 for my second year with one year's NCB so I do not believe the aforementioned prices are very good try Churchill guys!

Oh Yessssssss