Not sure about the insurance side of things but just thought I'd say I'm gutted for you mate... I really hope you get it sorted with as little mess as possible.

Good luck mate :broon:

 

here is little discussion on a previous thread which may be of interest;

http://forums.mg-rover.org/showthread.php?t=299844

might be worth pm ing jojoxx to get some advice.

sorry to hear about your bad luck, these things can drag on if contested i'm afraid.

good luck.

 

Personally my stance would be that the other person WILL pay whatever it costs to put my car right. I don't care what the insurance say, that person has damaged your car, they better start talking nice to the insurance otherwise they will be sued for the difference in cost.
Hope you get it sorted without too much fuss.

 

Thanks guys, I'm not feeling the love for my car too much these days (not the cars fault!) but a total re-spray might cheer me up a bit :lol:

I hope its a quick and clean claim as I'm supposed to going to France in it in a month or so, but I have a feeling there is no such thing :eyes:

The damage doesn't look *that* bad at all, it was a <5mph accident and no damage to lights etc, it's just hairline cracks and flaky paint but once the flaky paint falls off it'll look like crap.

 

I think what they will do is take off the damaged panel repair or replace and spray it in sunspot. No way will they pay for a complete respray imo. Hope I'm wrong though.

 

They have a duty to do a good job though, and Jan has the right to reject a repair that is worse than pre accident. Fair enough, if they can spray a panel and you cannot tell, but if it looks a different colour I would reject it and seek advice.

 

seems to be a bad time for mgf n tf owners lots of us being involved in none fault incidents.. sorry to hear about this jan, im in a similiar position at the moment. and to be honest the best advice i can give you is to seek out a person on here called.

jo jo they are a claims assor and has given me alot of very help ful advice. good luck

 

you might find that a repaint of bumper blending into the wings will be ok it depends on the dedication/patience of the painter when my car was painted (celestial blue) they did it so well that I can't see the join at all even in funny lights

 

Aye, depends on who paints it. I had a few bumps and chips sorted out (some of them were very bad) on the bumper, the entire bumper wasn't resprayed, just small points on them, and I can't tell at all.

 

The problem with Jan's is the colour though... sunspot is notoriously hard to match as she found with the rear spoiler! If it cannot be matched so it is not noticeable then they have a duty to respray or dare I say it - write it off... god knows how much a full respray in sunspot is nowadays?!

 

Yep 5 times the spoiler was done and it still doesn't match :doh: The quad lights are a lot better than the spoiler though, but still not 100% perfect match.

I think I'd be looking at £1500/2000ish for a full re-spray, but looking at values on Auto Trader mine might be (on a good day!) somewhere to the value of £3500(ish) so it's less % of the value than I thought so who knows :dunno:

Some pics of the damage - it really doesn't look *that* bad at all, if I gave it a wash and removed some of the road-kill it might look better but some of the paint is very loose and could fall off at any moment... Part of me wishes the woman was going a bit quicker so as it made it look a lot more worthy of a costly claim..

I've no idea whether sunspot can be blended in the same way as celestial blue due to the slight flip aspect, but I've seen bittersweet matched and blended perfectly so it is a possibility depending on the sprayer.

 

actually celestial is a bit odd it has a sort of purple tinge which you see in beads of rain on the surface and in some artificial lights it goes kind of purple-ish

 

I biked past it this afternoon hes right lol. Very unusual and nice colour.

 

I feel for you Jan...hope you get it all sorted quickish

 

For a decent respray your looking at 3k upwards. Might be more in sunspot. I wouldnt worry Jan a top end insurancepaint shop with all the latest technology will match the panel in.

 

Not necessarily 3k upwards - I think it'll depend on where it gets done though. Dr Dial reckoned a ballpark figure would be 1500-2000 when I was talking to him a few weeks back.



Ok so now the dust has had time to settle I've realised I could be better off if they do write it off and I buy it back. The cat D/C whatever (never know which is which :eyes really wouldn't concern me in the slightest as I have no intention of ever selling the car so either way (re-spray or cash settlement) I'll be happy (so long as it doesn't bugger up my trip to France next month in it that is!). But I won't be accepting a mis-match if they do want to try that first (which I suspect they will)...

 

Try again, not sure what happend to my last attempt. Anyhoo,
Sorry to hear about the bump. All bodywork is expensive. I've just been quoted £450-£500 for fairly minor rear bumper, door and cill damage, and my TF is just a metallic paint. I'd hate to think how much a full respray in Suspot would be.
Of course if you look on the bright side you could respray it in a decent colour for less than just doing the bumper in sunspot :dddc: :lol:

 

Of course if you look on the bright side you could respray it in a decent colour for less than just doing the bumper in sunspot :dddc: :lol:

:idea: Ohhh good point - If they do it in primer I could have myself an XPG TF* :lol:




*Don't tell anyone else, but I really quite like the subtlety and class of xpg :shh:

 

Have it sprayed in HFF then colour matching isnt a problem at all. Just had my front end resprayed for 300 quid and its perfect.

 

on a totally off the subject reply I was down in South Wales in the TF about a week ago took step daughter back to Uni in Caerleon 230 miles all the way with the roof down surprisingly got most of her junk and her Mac (yep she's one of those Apple snobs!) in the boot had to resort to the boot rack for the overflow though.......luckily I didn't get hit in any car parks will have to watch out next time!

 

You should've said - Caerleon's only 10 mins from me, I'd have met you for a cuppa

Let me know next time your down so I can drool over your car :broon:

 

Sorry to hear your bad news Jan. :sad3:

I am afraid that I tend to agree with Kenny in that they will not offer a complete respray just a panel repair, but if it goes to a good repairer I feel that all will be well, its just the problem of finding a good repairer.....

Good luck and roll on Tuesday.

BTW did you get pics of the other car?

 

BTW did you get pics of the other car?

No I didn't think to at the time I've got their address though so could always do a drive-by and see if the car is parked outside :idea:

Just checked google maps and looks like it's all outside communal parking so chances are it should be there. People might see me though and think I'm doing something dodgy :err:


Talking of dodgy.. my neck and shoulder are killing me :tic: I wonder if I could get away with a 'no blame no claim' payout as well :lol:

 

jan just got my f back from the bodyshop last week after someone ran into the back of me needed new bumper new back box and heat sheild one new back light various bolts and hooks and back end resprayed total £2150 (asked woman at reception of bodyshop) + 28x£80 hire car (£2240)
total=£4390 car is 99 reg vvc only thing was that other party admited responsibility. alan

 

Well the third parties insurance rang me admitting full liability and have arranged to get the car fixed and they've provided me with a Focus ST as a courtesey car for the duration so I'm rather pleased about that

It's off today to the body shop - will wait with baited breath to hear what they say about the matching aspect...

 

Thats amazing news Jan! hopefully you will have it back looking brand new and not be able to tell the difference!

 

IMHO a good body shop could colour match that and not respray the whole car..

 

Jan how have you got on, I missed this thread completely and someone told me about it last night......

 

Not got very far yet Tracy Still waiting for the 3rd party insurance to authorise the repairs....

 

It wont get wrote off 100% sure.

As someone said earlier.with a bit of knowhow AND the car present to work out the amounts of each layer etc etc to match it's doable.

The respray only myth is a get out clause type thing for paint companies and the like because so much of the result relys on the way it is done.

If it was the back I would have had to hunt the culprit down for damaging the quads and spray them.

Hope it all works out well

 

If it was the back I would have had to hunt the culprit down for damaging the quads and spray them.

Hope it all works out well

Cheers Rob

You would have to take second place behind me if they'd damaged the quads :lol:

 

Still no news

The garage said they are still waiting for authorisation so I rang the insurance co to push them along a bit only to be told that they authorised the repairs last Friday... Back on the phone to the garage and they said although the repairs have been authorised, the paint work hasn't as yet. On the phone once again to the insurance co but they have been unable to contact their engineer who will also need to inspect the car to agree to the paint work, so it's be at least Monday now before their engineer inspects it so it's even more waiting :tapfoot:



The novelty of having a practicle car I can get both kids in has worn off now and I'm really starting to miss the TF even though it's only been gone a week :whinge:

 

Still no news
....

The novelty of having a practicle car I can get both kids in has worn off now and I'm really starting to miss the TF even though it's only been gone a week :whinge:

Crossing fingers Jan ! Hope it all goes well. Still doesn't beat my record of 8 weeks just to calm you down a bit

 

you should be OK mine only took 4 weeks and it was during the busy period after the winter snow plus mine was quite well bent too